Learn how to build a disciplined Fidelity IRA strategy using fund rotation, seasonality analysis, and the best Fidelity mutual funds available in your retirement account.
Read Article →A comprehensive guide to building a Vanguard IRA strategy using Admiral Shares funds, seasonality-based rotation, and systematic portfolio management.
Read Article →A complete comparison of all TSP funds — G, F, C, S, I, and L funds — covering performance, risk, expenses, and how to combine them for optimal portfolio construction.
Read Article →Learn the fundamentals of backtesting investment strategies — what it is, why it matters, common pitfalls like overfitting and survivorship bias, key performance metrics, and how Apex Equity validates its TSP and IRA strategies.
Read Article →A comprehensive guide to federal employee retirement planning under FERS — covering the three pillars of retirement (FERS annuity, TSP, and Social Security), eligibility rules, contribution strategies, FEHB in retirement, and survivor benefits.
Read Article →An educational guide to seasonal investing — the academic research behind it, why stock market seasonality exists, common seasonal patterns, how to apply them to TSP and IRA accounts, and the important caveats every investor should understand.
Read Article →A comprehensive guide to the TSP G Fund — how it works, its unique interest rate mechanism, when to use it as a defensive position, and how it fits into your overall TSP strategy.
Read Article →Everything you need to know about the TSP I Fund — how it tracks the MSCI EAFE index, currency risk considerations, historical performance, and how to use it for international diversification in your federal retirement portfolio.
Read Article →TSP or Roth IRA — which should you fund first? Compare contribution limits, tax advantages, investment options, and withdrawal rules to build the optimal retirement strategy.
Read Article →Find the optimal TSP allocation for your age. Specific fund percentages for your 20s, 30s, 40s, 50s, and 60s with backtested performance data for each approach.
Read Article →A comprehensive guide to military investing options including the Thrift Savings Plan (TSP), Blended Retirement System (BRS), and strategies to maximize your military benefits for long-term wealth building.
Read Article →Real backtester results show how TSP seasonality strategies achieved 30%+ annualized returns over 20 years, turning $10,000 into nearly $4 million. See the data-driven proof and learn how federal employees are outperforming traditional buy-and-hold by 3,400%.
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