Data-driven investment strategies for your IRA, powered by rigorous backtesting across Fidelity and Vanguard mutual funds, ETFs, and index funds. Choose your brokerage and fund type below.
Our seasonality-based strategies analyze historical performance patterns across top mutual funds, ETFs, and index funds to identify optimal allocation timing throughout the year. Each strategy has been backtested using real price data, demonstrating strong historical outperformance compared to traditional buy-and-hold approaches.
Subscribe to a premium strategy and receive timely email alerts telling you exactly when and how to rebalance your IRA funds. No guesswork, no missed opportunities—just clear, actionable guidance delivered to your inbox.
A proven approach to investing that takes advantage of recurring patterns in the market
Financial markets exhibit well-documented seasonal patterns—certain asset classes tend to outperform during specific months of the year. A seasonality strategy capitalizes on these patterns by systematically rotating your IRA holdings into the funds most likely to perform well during each period.
Rather than staying in a single fund year-round, you make targeted switches at predetermined times based on historical data. Our scanner analyzes hundreds of thousands of possible monthly allocation combinations across mutual funds, ETFs, and index funds, backtesting each one against real price data going back to 2016 to identify the strategies with the strongest historical performance.
Our scanner evaluates thousands of monthly fund rotation strategies using real historical price data. Each strategy is scored on CAGR, Sharpe ratio, max drawdown, and volatility to find the top performers.
Browse the ranked results and choose a strategy that fits your risk tolerance. Each strategy shows detailed performance metrics and the exact fund allocations for every month of the year.
The day before each scheduled trade, you receive an email telling you exactly which fund to switch to. You also get an ICS calendar file so every trade date is on your phone.
Log in to your brokerage account and move 100% of your IRA holdings to the specified fund before the 4:00 PM ET cutoff. The entire process takes about 2 minutes.
A strategy might instruct you to hold a bond fund (AGG) during historically volatile months like September, then switch to a growth fund (VUG) during strong months like November—capturing upside while reducing exposure to downturns. Over time, these systematic rotations can compound into significant outperformance versus buying and holding a single fund.
We offer 4 scanner types across Fidelity and Vanguard, covering mutual funds, ETFs, and index funds
ETF-based strategies optimized for Fidelity brokerage accounts
Three scanner types optimized for Vanguard brokerage accounts
Premium features included regardless of which strategy type you choose
Receive notifications when it's time to rebalance your IRA funds each month
Clear, specific fund allocation instructions for each month of the year
Every strategy rigorously tested against real historical price data
Never miss a rebalancing opportunity with automated notifications
Get answers to your questions via email at support@apexequity.net
Simple $22.99/year pricing with no contracts, no auto-renewal
Choose your brokerage and fund type to start maximizing your retirement savings with data-driven strategies.
Our strategies are designed to comply with each brokerage's trading rules. Brokerages reserve the right to monitor accounts for excessive trading activity. If your account is flagged for any reason, you may request a full refund by contacting support@apexequity.net. Past performance does not guarantee future results. All figures are based on backtested historical data and are not investment advice.
Common questions about our strategies and how they work.